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Disability and incapacity

The same words mean different tests. Everyday talk, medical models, employment law, compensation schemes, and income-protection policies do not share a definition. Income protection usually assesses treated performance of material duties. Discrimination statutes often look at the unmitigated baseline. Mixing those axes is a trap.

33 contexts · Disability · Incapacity · Mitigated-state trap · Capacity ≠ performance

How the word is used

disability

Disability

General / Dictionary

A physical/mental condition limiting activities; lack of ability; a handicap preventing normal life or work.

disability

Disablement

General / Dictionary

The state or process of being disabled; the act of making a person or device inoperative.

disability

Disability

Medical Model

A biological defect, pathology, or bodily system failure requiring treatment/cure.

disability

Disablement

Medical Model

The pathological outcome of injury/disease.

disability

Disability

Social Model

Disadvantage imposed by societal barriers excluding people with impairments.

disability

Disablement

Social Model

The active process of being marginalized by societal structures.

disability · comparative

Disability

Biopsychosocial (WHO-ICF)

Umbrella term for impairments, activity limitations, and participation restrictions.

disability

Disability

Conceptual / Academic

(See Biopsychosocial and Social model entries above)

disability

Disablement

Conceptual / Academic

A metric of functional capacity loss; the process of exclusion.

incapacity

Incapacity

General / Dictionary

The state of lacking the physical, mental, or legal ability to do something.

incapacity

Incapacity

Medical Model

Functional inability to perform physical or cognitive tasks due to illness, injury, or impairment.

incapacity

Incapacity

Conceptual / Academic

A broad umbrella concept spanning medical, legal, and functional inability, contrasted with "disability" (often more status/rights-based) and "incapacitation" (…

Income protection and insured disability

disability · ZA

Disability

Insurance - South Africa (Income Protection / ASISA)

Inability to perform the material and substantial duties of one's own occupation (or, later, any occupation for which reasonably suited), triggering income-repl…

disability · ZA

Disability

Insurance - South Africa (Retirement Funds)

Physical or mental incapacity of a member which is likely to prevent them from following their normal occupation (or a comparable one) for a period exceeding a …

disability

Disability

Insurance (general/international)

Inability to work, triggering income-replacement benefits.

disability

Disablement

Insurance (general/international)

The specific event/claim triggering a payout.

incapacity

Incapacity for Work

Insurance (general/international - Income Protection)

The insured's inability, due to illness or injury, to perform the material and substantial duties of their occupation (or, later in a claim, any occupation), tr…

Workplace incapacity and equity

disability · ZA

Disability

Legal - South Africa (Employment Equity Act 55 of 1998)

Long-term or recurring physical or mental impairment that substantially limits prospects of entry into, or advancement in, employment.

disability · ZA

Disablement

Legal - South Africa (Employment Equity Act 55 of 1998)

(Not a separately defined statutory term; "disability" is the operative term)

incapacity · ZA

Incapacity

Employment - South Africa (LRA Schedule 8: Incapacity - Ill Health or Injury)

Inability of an employee to perform their duties due to ill health or injury, which may (if the incapacity is permanent and no reasonable accommodation is possi…

incapacity · ZA

Incapacity

Employment - South Africa (LRA Schedule 8: Incapacity - Poor Work Performance)

Inability of an employee to meet the required performance standard, distinct from ill health, which may justify dismissal if fair procedure (setting standards, …

Occupational injury schemes

disability · ZA

Disability / Disablement

Compensation - South Africa (COIDA)

Permanent or temporary reduction in earning capacity resulting from an occupational injury or disease.

incapacity · ZA

Temporary/Permanent Incapacity

Workers' Compensation - South Africa (COIDA)

Inability to work resulting from an occupational injury or disease, compensated under COIDA as temporary total, temporary partial, or permanent disablement.

Statute and rights instruments

disability · comparative

Disability

Legal - USA (ADA)

Impairment substantially limiting one or more major life activities; or a record of, or being regarded as having, such an impairment.

disability · comparative

Disability

Legal - UK (Equality Act 2010)

Physical/mental impairment with a substantial, long-term negative effect on normal daily activities.

disability · comparative

Disablement

Legal - UK (Equality Act 2010)

(Police/employment law) Being blind, deaf, or permanently handicapped.

disability · comparative

Disability

Legal - UN (CRPD)

Long-term impairments interacting with barriers that hinder full/equal participation.

disability · comparative

Disablement

Legal - UN (CRPD)

(Not used)

disability · comparative

Disability

Social Security (US - SSA)

Inability to engage in "Substantial Gainful Activity" (SGA) due to a medically determinable impairment.

disability · comparative

Disablement

Social Security (US - SSA)

(Not a separate term)